Are you covered with your current health insurance plan? Here's what you need to know about open enrollment.

Roswell Park Comprehensive Cancer Center is a participating provider in many health insurance plans. It’s vital that you check your specific plan to be sure Roswell Park and each of your Roswell Park physicians are covered by your plan. Each plan — even among the same health insurance company — can be different.

Am I covered?

Roswell Park participates with the insurance plans and networks listed below. Check the list below to see whether your plan covers care at Roswell Park. This list is not complete. If you do not see your health insurance plan listed here, please call us at 716-845-4782.

All Health Plans and Networks

Insurance Product
Hospital Participation Status
Physician Participation Status
 
Aetna
Commercial/Self Funded
Yes if accessed through Magnacare**
Yes if accessed through Magnacare**
Medicare
No**
No**
Medicaid
No
No
Dental Network
N/A
Yes
American Indian Health Program (AIHP)
NYSDOH
Yes
Yes
Amerigroup (Wellpoint) (Blue Cross Blue Shield of Western New York HealthNow)
EPP
Yes
Yes
Child Health Plus
Yes
Yes
Medicaid
Yes
Yes
Azeros Health Plan (Nova Dentalcare)
Dental Network
n/a
Yes
BDCT (Blue Distinction Centers) - Transplant Network
Other
Yes
Yes
Cancer Services Program of Erie County
Other
Yes
Yes
Cancer Services Program of Genesee, Orleans, Wyoming and Niagara Counties
Other
Yes
Yes
Cancer Services Program of Steuben, Allegany, Cattaraugus and Chautauqua Counties
Other
Yes
Yes
Carelon Behavioral Health (formerly Beacon Health)
Other
Yes
Yes
Cigna*
Commercial/Self Funded
Yes if accessed through MVP**
Yes if accessed through MVP**
Meidcare
No
No
Cigna LifeSource - Transplant Network
Other
Yes
Yes
Contigo Health (formally Three Rivers Provider Network)
Other
Yes
Yes
Coventry
Other
Yes
Yes
Delta Dental
Dental Network
Yes
Yes
Dentaquest
Dental Network
Yes
Yes
Emblem Health/GHI
Commercial/Self Funded
Yes
Yes
Medicare
Yes
Yes
EPP
No
No
Medicaid
No
No
EmpirePlan (UHC)
Commercial/Self Funded
Yes
*Physicians covered by United, Hospital services covered by BCBS
Emerging Therapy Solutions (ETS) (Formerly LifeTrac - Transplant Network)
Other
Yes
Yes
Fidelis
EPP
Yes
Yes
HARP
Yes
Yes
Medicaid
Yes
Yes
Child Health Plus
Yes
Yes
Medicare
Yes
Yes
Exchange
Yes
Yes
First Health
Other
Yes
Yes
HealthPlex
Dental Network
n/a
Yes
Highmark Western and Northeastern New York (formally Blue Cross Blue Shield of Western New York)
Commercial/Self Funded
Yes
Yes
Medicare
Yes
Yes
Exchange
Yes
Yes
Child Health Plus
Yes
Yes
Medicaid
Yes
Yes
Humana ChoiceCare
Commercial/Self Funded
Yes
Yes
Medicare
No**
No**
Humana Military
Tricare East Prime
Yes
Yes
Tricare East Select
Yes
Yes
Independent Health
Commercial/Self Funded
Yes
Yes
Health Benefit Exchange
Yes
Yes
Medicare
Yes
Yes
Medicaid
Yes
Yes
Essential Plans
Yes
Yes
Child Health Plus
Yes
Yes
Exchange
Yes
Yes
Indian Health Services (IHS) a) Tuscarora, Tonawanda Seneca; b) Seneca Nation Allegany/Salamanca, Seneca Nation Cattaraugus/Irving; c) St. Regis Mohawk
DHHS Purchased/Referred Care
Yes
Yes
Interlink - Transplant Network
Other
No
No
Liberty Dental
Dental Network
n/a
Yes
Lifetime Benefit Solutions (EBS-RMSCO)
Commercial/Self Funded
Yes
Yes
Magnacare
Commercial/Self Funded
Yes
Yes
Medicare
No
No
Medicaid
Yes
Yes
Managed Care Advisors (MCA) - Sedgwick (World Trade Center)
Other
Yes
Yes
Martin's Point Healthcare (US Family Health Plan)
Other
Yes
Yes
MedCal
Other
Yes
Yes
Medicaid (New York)
Medicaid
Yes
Yes
Medicare
Medicare
Yes
Yes
Molina HealthCare (formally YourCare Healthplan)
EPP
Yes
Yes
Medicaid
Yes
Yes
Child Health Plus
Yes
Yes
Multi Plan (PHCS - Private HealthCare Systems Inc)
Other
Yes
Yes
MVP (Preferred Care)
Commercial/Self Funded
Yes
Yes
Medicare
Yes
Yes
Exchange
Yes
Yes
EPP
Yes
Yes
HARP
Yes
Yes
Medicaid
No
No
Optum Health
URN CRS - Transplant Network
Yes
Yes
VA Community Care Network (VACCN)
Yes
Yes
UHC Dental
Dental Network
n/a
Yes
United (UHC)*
Commercial/Self Funded
Yes if accessed through Multiplan or CRS**
Yes
Medicare
No
No
Exchange
No
No
Medicaid
No
No
Univera HealthCare
Commercial/Self Funded
Yes
Yes
Medicare
Yes
Yes
Exchange
Yes
Yes
EPP
Yes
Yes
Medicaid
Yes
Yes
Child Health Plus
Yes
Yes
WellCare
Medicare
No
No

*If you are accessing Roswell Park Comprehensive Cancer Center with one of these health plans, please be advised that you may be subject to higher out of pocket costs.

** Although Roswell Park Comprehensive Cancer Center is not directly participating with the health plan, please call us at 1-800-ROSWELL to determine if your plan allows for out of network benefits.

*** Updated Health Plan Partnerships 8/1/24

Confirming your coverage

You’ll need to confirm your coverage with both your health insurance company and Roswell Park.

  1. Contact your health plan directly to verify your coverage specific to your policy. It’s important to ask the right questions. Use the questions outlined here as a guide to help you receive the accurate information you need when speaking with your insurance plan representative.
  2. Call Roswell Park at 716-845-4782 to verify that your care at Roswell Park and your physicians are covered by your plan.

In-Network versus Out-of-Network

You want to make sure that both Roswell Park and the physicians caring for you are contracted with your insurance company, so the treatments, services and consultations provided are covered. Your insurance company will tell you whether Roswell Park is In-Network or Out-of-Network for your specific plan.

  • In-Network means that your insurance company has an established relationship with Roswell Park and that with your specific plan, much of your care and services will likely be covered. With in-network providers, your own costs, like co-pays, are typically lower.
  • Out-of-Network means that Roswell Park does not have a relationship with your insurance company or your specific plan. You will need to ask your insurance company if they provide out-of-network benefits and if authorizations or pre-approvals are required before you can receive care at Roswell Park. Insurance plans often pay less for out-of-network services, leaving you responsible for a larger portion of your bill. Read about New York State's Rights and Protections Against Surprise Medical Bills.

Other questions you should ask include:

  • How much will I pay for the deductible and coinsurance?
  • What is the out-of-pocket maximum?
  • If my insurance doesn’t pay the full amount for a treatment or service, do I have to pay the balance?

Get an estimate of costsQuestions to ask your health insurance company

Medicare and Medicaid

What you need to know about your Medicare options.
Learn more about Medicare and what it covers in your cancer care.

Roswell Park accepts both traditional Medicare (Parts A & B) and New York State Medicaid.

However, Medicare Managed (Part C) and Medicaid Managed plans are different. Please check the list above to see whether Roswell Park is listed as an in-network provider in your specific plan.

If Roswell Park is not in-network, all services will require prior authorization, the insurance may not cover your services, you may have higher out-of-pocket costs, and/or you may not be able to receive services at Roswell Park.

Patients with Medicare coverage may be eligible for co-pay assistance for drug treatments, including chemotherapy. Patients with commercial insurance coverage may be eligible for copay assistance for drugs through a drug company’s assistance program. These programs do have eligibility requirements (diagnosis, income limits). If you watch the videos above and still have questions, please contact our insurance experts.

Time to make a change?

Find out what you need to know if you are ready to switch your health insurance plan.

Switching health insurance

Questions?

If you don't have health insurance or if you still have any questions about your insurance after reading the information on this website, please call our financial counselors at 716-845-4782.